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| Duluth | | People who are trying to quit | | Agency Contract (or Agreement): The |
| Alexandria | | smoking, for example, might be best | | document which establishes the legal |
| Stamford | | suited purchasing a shorter term (and | | relationship between an agent and an |
| Grand Prairie | | then replacing it with a longer term | | insurer. |
| Clarksville | | policy when they qualify for | | |
| Winter Park | | non-tobacco prices). | | Monoline Policy: Any insurance |
| Bradenton | | | | coverage written as a single line |
| Boca Raton | | We offer quotes for auto insurance, | | policy. Contrast with Multiple Line or |
| Lawton | | life insurance, homeowners | | Package policy. |
| Orange Park | | insurance, health insurance, term life | | |
| El Paso | | insurance and more. | | Operating Expense: The expense of |
| Inglewood | | | | an insurer other than commissions |
| Pasadena | | The best time to switch policies is | | and taxes. Called " and Insurance |
| Odessa | | within one month of receiving your | | Expense" in the convention statement |
| Brooklyn | | policy renewal from your current | | blank. |
| Dallas | | insurer. You can typically cancel your | | |
| Sunnyvale | | policy without any fees or penalties if | | Accident Year Experience: Measures |
| Asheville | | you act within this time period. | | premiums and losses relating to |
| Lake Worth | | | | accidents which occurred during a |
| Chandler | | At InsWeb, you can compare free | | 12-month period. |
| Odessa | | online insurance quotes from many of | | |
| Duluth | | the nations leading insurance | | Interstate Carrier: A transportation |
| Fort Wayne | | companies. | | company which does business |
| Johnson City | | | | across state lines. |
| Chicago | | The quickest and easiest way to | | |
| Plano | | shop for new insurance is by | | Insurance to Value: Insurance written |
| Cincinnati | | comparing rates at InsWebs online | | in an amount approximating the value |
| North Hollywood | | marketplace. If you do it the | | of the property insured. |
| Burbank | | old-fashioned way (by calling or | | |
| Mountain View | | visiting multiple agents or insurance | | Admitted Company: An insurance |
| Oceanside | | companies) it could take up a huge | | company authorized and licensed to |
| Las Vegas | | chunk of your time, which no one | | do business in a given state. |
| Riverside | | wants or needs. By completing | | |
| Honolulu | | InsWebs online application, you will | | Nonadmitted Insurer: An insurer not |
| Littleton | | have rates to compare to your old | | licensed to do business in the |
| San Antonio | | ones within minutes! | | jurisdiction in question. Same as |
| Chandler | | | | Unauthorized Insurer and Unlicensed |
| Columbus | | | | Insurer. |
