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| Staten Island | | Individuals who have 30-year | | Effective Date: The date on which the |
| Nashville | | mortgages might want to consider a | | protection of an insurance policy or |
| Silver Spring | | 30-year term to ensure that the house | | bond goes into effect. |
| Columbus | | is protected throughout the period of | | |
| Allentown | | the loan. | | Submitted Business: Applications for |
| Hickory | | | | insurance submitted to an insurer but |
| Bloomington | | At InsWeb, you can compare free | | not yet acted upon by it. |
| North Hollywood | | online insurance quotes from many of | | |
| Southfield | | the nations leading insurance | | Endorsement: A written or printed form |
| Bronx | | companies. | | attached to the policy which alters |
| Salt Lake City | | | | provisions of the contract. |
| Slidell | | Healthy people have the best | | |
| Saginaw | | mortality risks and thus are much | | Deflation: An economic period |
| Columbus | | cheaper for companies to insure. This | | characterized by falling prices, high |
| Troy | | translates into lower rates for the | | unemployment and a generally |
| Charleston | | Super Preferred customer than | | sluggish or slow economy. |
| Fort Myers | | someone with higher risk factors such | | |
| Pensacola | | as a heart condition, cancer or | | Society of Insurance Research: An |
| Warren | | diabetes. Conversely, if you were | | organization which encourages |
| Cookeville | | unhealthy when you acquired your | | insurance research and promotes the |
| Wichita Falls | | policy, and your health has now | | exchange of ideas and methods of |
| Coral Springs | | improved, it might be time to shop for | | research. |
| Wilmington | | a new policy, as your rates are likely | | |
| Glendale | | to be lower. | | Premium Notice: A form notice from |
| Kansas City | | | | an insurer or agency to a policy |
| Boca Raton | | If you have noticed that your auto | | owner that a premium will be due on a |
| Jacksonville | | insurance rates are still increasing | | given date. |
| Hot Springs | | with each renewal, or even have not | | |
| El Cajon | | gone down even though you have a | | License: A certification of authority for |
| Columbus | | great driving record, this lower pricing | | an agent or insurer to operate, given |
| Mesquite | | trend makes it more important then | | by the appropriate jurisdiction. |
| Columbia | | ever that you shop around for auto | | |
| Billings | | insurance. | | Interline Endorsement: Commercial |
| Omaha | | | | endorsements that apply, or could |
| Flushing | | | | apply, to more than one coverage |
| Hendersonville | | | | part of a package policy. |
