| | | | |
|
| Baltimore | | Make sure you have a new policy in | | Shock Loss: A catastrophic loss so |
| St. Joseph | | place before you cancel your old one | | large that it has a material effect on |
| Jacksonville | | to avoid a lapse in coverage. This will | | the underwriting results of a company. |
| Gulfport | | also prevent having to figure out the | | |
| Bayside | | amount of any unused premium that is | | War Risk Insurance: Insurance |
| Salt Lake City | | due to you from your old insurance | | covering damage caused by war. |
| Riverside | | company, or having to spar with your | | Most often written by Ocean Marine |
| Modesto | | agent about exactly when your policy | | Insurance companies covering |
| Palm Harbor | | was cancelled and how much they | | vessels. |
| Norfolk | | owe you. | | |
| Acworth | | | | Lapsed Policy: One which has been |
| Williamsport | | Life insurance, specifically Term Life, | | allowed to expire because of |
| Portsmouth | | is arguably one of the best values in | | nonpayment of premiums. |
| Honolulu | | the entire financial services arena. | | |
| Denton | | Where else can you go and get | | Substandard Risk: A risk not |
| Warwick | | hundreds of thousands of dollars in | | measuring up to underwriting |
| Pueblo | | protection for literally pennies per | | standards. It may still be written but |
| Redlands | | day? Rates for Term Life insurance | | usually at a surcharged premium. |
| Colorado Springs | | remain at all-time lows, and now is the | | |
| Valdosta | | time to lock in the best prices. | | Society of Insurance Research: An |
| Thousand Oaks | | | | organization which encourages |
| Cincinnati | | At InsWeb, you can compare free | | insurance research and promotes the |
| Slidell | | online insurance quotes from many of | | exchange of ideas and methods of |
| Fall River | | the nations leading insurance | | research. |
| Palm Desert | | companies. | | |
| Longmont | | | | Depreciation: A decrease in the value |
| Cincinnati | | The quickest and easiest way to | | of any type of tangible property over |
| Spartanburg | | shop for new insurance is by | | a period of time resulting from use, |
| Yonkers | | comparing rates at InsWebs online | | wear and tear, or obsolescence. |
| Memphis | | marketplace. If you do it the | | |
| Clearwater | | old-fashioned way (by calling or | | Policy Period (or Term): The period |
| Austin | | visiting multiple agents or insurance | | during which the policy contract |
| Tyler | | companies) it could take up a huge | | affords protection, e.g., six months or |
| Jackson | | chunk of your time, which no one | | one or three years. |
| Lawrenceville | | wants or needs. By completing | | |
| Washington | | InsWebs online application, you will | | |
| Charlotte | | have rates to compare to your old | | |
| Slidell | | ones within minutes! | | |
