| | | | |
|
| Mesquite | | Individuals who have 30-year | | Insurance Policy: The printed form |
| New Orleans | | mortgages might want to consider a | | which serves as the contract between |
| Fall River | | 30-year term to ensure that the house | | an insurer and an insured. |
| Las Cruces | | is protected throughout the period of | | |
| Clarksville | | the loan. | | Initial Premium: An amount paid at the |
| Daytona Beach | | | | inception of an insurance contract, |
| Durham | | While some companies raise their | | usually subject to adjustment at the |
| Dothan | | prices based on your actual age, | | end of the policy period. |
| Bayside | | most companies increase the price of | | |
| Vero Beach | | their policies six months before your | | Multi-Peril Policies: Policies which |
| Bloomington | | birthday. Its a term called Age | | cover a number of perils, such as fire, |
| Sioux Falls | | Nearest in the industry, and that | | burglary, and liability, in a single |
| Jacksonville | | half-year price increase could really | | contract. |
| Albuquerque | | add up over a 20-year term policy. As | | |
| Atlanta | | above, the quicker you purchase your | | Capital Sum: The maximum lump sum |
| Newark | | policy the better. | | payable in the event of accidental |
| Lexington | | | | death or dismemberment. |
| Muskegon | | We offer quotes for auto insurance, | | |
| Fall River | | life insurance, homeowners | | Single Limit: Any insurance coverage |
| Green Bay | | insurance, health insurance, term life | | which is expressed as a single |
| Modesto | | insurance and more. | | amount of insurance, or a single limit |
| Clearwater | | | | of liability. Contrast with Split Limit. |
| Fall River | | Make sure you have a new policy in | | |
| Downey | | place before you cancel your old one | | Valued: Relating to an agreement by |
| Palo Alto | | to avoid a lapse in coverage. This will | | an insurer to pay a specified amount |
| Bellevue | | also prevent having to figure out the | | of money to or on behalf of the |
| West Palm Beach | | amount of any unused premium that is | | insured upon occurrence of a defined |
| Rochester | | due to you from your old insurance | | loss. |
| Whittier | | company, or having to spar with your | | |
| Santa Monica | | agent about exactly when your policy | | Net Interest Earned: The average |
| San Francisco | | was cancelled and how much they | | interest earned by an insurer on its |
| Clinton Township | | owe you. | | investments after investment expense |
| Youngstown | | | | but before federal income taxes. |
| Waterloo | | Why not take advantage of current | | |
| Cambridge | | low prices? Many auto insurance | | |
| Anderson | | consumers are becoming educated | | |
| Winter Park | | on other companies, plans, and rates | | |
| York | | that are available to them; ones that | | |
| Bradenton | | could afford them significant savings | | |
| High Point | | on their auto insurance. | | |