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| Spartanburg | | The best time to switch policies is | | Collusion: An agreement, usually |
| Vineland | | within one month of receiving your | | secret, between two or more persons |
| Gaithersburg | | policy renewal from your current | | to defraud or deprive another or |
| Rochester | | insurer. You can typically cancel your | | others of their property or rights. |
| Lubbock | | policy without any fees or penalties if | | |
| Woodbridge | | you act within this time period. | | Accidental Bodily Injury: An injury |
| Montgomery | | | | sustained accidentally. Only the result |
| Detroit | | Individuals who have 30-year | | need be accidental. Contrast with |
| Burbank | | mortgages might want to consider a | | Accidental Means. |
| Dallas | | 30-year term to ensure that the house | | |
| Waco | | is protected throughout the period of | | Interline Endorsement: Commercial |
| Norwalk | | the loan. | | endorsements that apply, or could |
| Warren | | | | apply, to more than one coverage |
| Acworth | | Everyone has different needs, and | | part of a package policy. |
| Asheville | | not one size fits all when it comes to | | |
| Lawton | | term life insurance. While it may make | | Claim Report: A report filed by an |
| Corpus Christi | | sense for people in their 30s and 40s | | agent setting forth the facts of a claim. |
| Las Cruces | | to secure a 20-year term length, a | | Same as Loss Report. |
| Warren | | 10-year term might be more | | |
| Bloomington | | appropriate for someone nearing | | Dual Life Stock Company: A stock |
| Norwalk | | retirement. | | Life insurer issuing both participating |
| Albuquerque | | | | and nonparticipating policy contracts. |
| Tampa | | If you have noticed that your auto | | |
| Orange | | insurance rates are still increasing | | Tickler: A reminder system used to |
| Muncie | | with each renewal, or even have not | | call an individual's attention to actions |
| San Bernardino | | gone down even though you have a | | that must be taken at a future point in |
| Raleigh | | great driving record, this lower pricing | | time. |
| New Port Richey | | trend makes it more important then | | |
| Fall River | | ever that you shop around for auto | | Losses Incurred: The total losses, |
| Winter Park | | insurance. | | whether paid or not, sustained by an |
| Boston | | | | insurer during a given period, e.g., 12 |
| Greensboro | | We offer quotes for auto insurance, | | months. |
| New Port Richey | | life insurance, homeowners | | |
| Rapid City | | insurance, health insurance, term life | | Partnership Entity: The partnership |
| Savannah | | insurance and more. | | considered as an entity and not in |
| Fort Worth | | | | terms of its individual part-owners. |
