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| Glendale | | The quickest and easiest way to | | Policywriting Agent: An agent who has |
| Palo Alto | | shop for new insurance is by | | the authority to prepare and effect an |
| Joliet | | comparing rates at InsWebs online | | insurer's policy. |
| Goldsboro | | marketplace. If you do it the | | |
| St. Joseph | | old-fashioned way (by calling or | | Leasehold: An agreement which |
| Lakeland | | visiting multiple agents or insurance | | gives a person the right to use and |
| Columbia | | companies) it could take up a huge | | occupy property. |
| Venice | | chunk of your time, which no one | | |
| Newport News | | wants or needs. By completing | | Claim Report: A report filed by an |
| Council Bluffs | | InsWebs online application, you will | | agent setting forth the facts of a claim. |
| Brooklyn | | have rates to compare to your old | | Same as Loss Report. |
| Longwood | | ones within minutes! | | |
| Anderson | | | | Cash Flow Underwriting: The use of |
| Lakeland | | Individuals who have 30-year | | rating and premium collection |
| Myrtle Beach | | mortgages might want to consider a | | techniques by insurance companies |
| Hot Springs | | 30-year term to ensure that the house | | to maximize interest earnings on |
| Englewood | | is protected throughout the period of | | premiums. |
| Springfield | | the loan. | | |
| Boise | | | | Endorsement: A written or printed form |
| Miami | | If you decide to cancel your policy | | attached to the policy which alters |
| Littleton | | (after acquiring new coverage) | | provisions of the contract. |
| Quincy | | outside of the 30-day period, you may | | |
| Wichita Falls | | have to pay a fee or penalty. | | Brokerage Business: Business |
| Columbia | | However, you may still save money | | offered to an insurer by a broker. This |
| Huntsville | | after paying the fee if your new policy | | is sometimes called excess or |
| Cedar Rapids | | affords you significant savings. So | | surplus business. |
| Houma | | while it is best to wait until your | | |
| New York | | receive your renewal notice, you CAN | | Not Taken: Policies applied for and |
| Mountain View | | cancel your policy at any time. | | issued but rejected by the proposed |
| Austin | | | | owner and not paid for. |
| Detroit | | We offer quotes for auto insurance, | | |
| Portland | | life insurance, homeowners | | Dual Life Stock Company: A stock |
| El Paso | | insurance, health insurance, term life | | Life insurer issuing both participating |
| Kansas City | | insurance and more. | | and nonparticipating policy contracts. |
