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| Scottsdale | | Shopping around is the best way to | | Deficit Carried Forward: The transfer |
| Pembroke Pines | | save money on your insurance. | | of a debit balance from one |
| Norwalk | | | | accounting period to another. |
| Tallahassee | | Everyone has different needs, and | | |
| Glendale | | not one size fits all when it comes to | | Operating Expense: The expense of |
| Las Cruces | | term life insurance. While it may make | | an insurer other than commissions |
| Topeka | | sense for people in their 30s and 40s | | and taxes. Called " and Insurance |
| Newburgh | | to secure a 20-year term length, a | | Expense" in the convention statement |
| Decatur | | 10-year term might be more | | blank. |
| Thousand Oaks | | appropriate for someone nearing | | |
| Englewood | | retirement. | | Agent's Qualification Law: Education, |
| Naples | | | | experience, and other requirements |
| Edison | | While some companies raise their | | imposed by the state upon persons |
| Palo Alto | | prices based on your actual age, | | desiring to be licensed as agents. |
| Toledo | | most companies increase the price of | | |
| Dothan | | their policies six months before your | | Approved Roof: A term used in |
| Scranton | | birthday. Its a term called Age | | building construction. It indicates a |
| Bayside | | Nearest in the industry, and that | | roof made of fire-resistive materials, |
| Orange | | half-year price increase could really | | such as tile or asphalt shingles. |
| Silver Spring | | add up over a 20-year term policy. As | | |
| Lima | | above, the quicker you purchase your | | Brick Veneer Construction: Refers to |
| Abilene | | policy the better. | | a building where the outside walls are |
| Bellevue | | | | constructed of wood with a facing of a |
| Irvine | | Why not take advantage of current | | single layer of brick. |
| Springfield | | low prices? Many auto insurance | | |
| Riverside | | consumers are becoming educated | | Accident Year Experience: Measures |
| Mesquite | | on other companies, plans, and rates | | premiums and losses relating to |
| Gulfport | | that are available to them; ones that | | accidents which occurred during a |
| Newark | | could afford them significant savings | | 12-month period. |
| Flint | | on their auto insurance. | | |
| Greensboro | | | | Provisions: Statements contained in |
| Jonesboro | | Life insurance, specifically Term Life, | | an insurance policy which explain the |
| Gulfport | | is arguably one of the best values in | | benefits, conditions and other |
| Manchester | | the entire financial services arena. | | features of the insurance contract. |
| Ogden | | Where else can you go and get | | |
| Gainesville | | hundreds of thousands of dollars in | | |
| Aurora | | protection for literally pennies per | | |
| Savannah | | day? Rates for Term Life insurance | | |
| Boulder | | remain at all-time lows, and now is the | | |
| Columbus | | time to lock in the best prices. | | |