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| Flint | | Individuals who have 30-year | | Notice of Cancellation: Written notice |
| Sioux Falls | | mortgages might want to consider a | | by an insurer of intent to cancel |
| Evanston | | 30-year term to ensure that the house | | insurance, or written notice by an |
| Woodbridge | | is protected throughout the period of | | insured requesting cancellation. |
| Canton | | the loan. | | |
| Jacksonville | | | | Agent's License: A certificate of |
| Buffalo | | If you decide to cancel your policy | | authority from the state which permits |
| Honolulu | | (after acquiring new coverage) | | the agent to conduct business. |
| Vineland | | outside of the 30-day period, you may | | |
| Lawton | | have to pay a fee or penalty. | | Minimum Premium: The smallest |
| Harrisburg | | However, you may still save money | | amount of premium for which an |
| Santa Ana | | after paying the fee if your new policy | | insurer will issue coverage under a |
| Tyler | | affords you significant savings. So | | given policy. |
| Oakland | | while it is best to wait until your | | |
| Lawton | | receive your renewal notice, you CAN | | Partnership Entity: The partnership |
| New York | | cancel your policy at any time. | | considered as an entity and not in |
| Costa Mesa | | | | terms of its individual part-owners. |
| New York | | We offer quotes for auto insurance, | | |
| Lancaster | | life insurance, homeowners | | Monoline Policy: Any insurance |
| Costa Mesa | | insurance, health insurance, term life | | coverage written as a single line |
| Raleigh | | insurance and more. | | policy. Contrast with Multiple Line or |
| Fremont | | | | Package policy. |
| Columbus | | While some companies raise their | | |
| Baton Rouge | | prices based on your actual age, | | Broker of Record: A broker who has |
| Lake Worth | | most companies increase the price of | | been designated to handle certain |
| Bloomington | | their policies six months before your | | insurance contracts for the |
| Lafayette | | birthday. Its a term called Age | | policyholder. |
| Portland | | Nearest in the industry, and that | | |
| Coral Springs | | half-year price increase could really | | Accident: An unplanned event, |
| Hendersonville | | add up over a 20-year term policy. As | | unexpected and undesigned, which |
| Joliet | | above, the quicker you purchase your | | occurs suddenly and at a definite |
| Charlotte | | policy the better. | | place. |
