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| Lake Worth | | Why not take advantage of current | | Multi-Peril Policies: Policies which |
| Wilmington | | low prices? Many auto insurance | | cover a number of perils, such as fire, |
| Davenport | | consumers are becoming educated | | burglary, and liability, in a single |
| Davenport | | on other companies, plans, and rates | | contract. |
| Tampa | | that are available to them; ones that | | |
| Allentown | | could afford them significant savings | | Malicious Mischief: Similar to |
| Charleston | | on their auto insurance. | | vandalism. Purposely damaging the |
| Salt Lake City | | | | rights or property of another. |
| Independence | | Make sure you have a new policy in | | |
| Savannah | | place before you cancel your old one | | First Party Insurance: Insurance which |
| Durham | | to avoid a lapse in coverage. This will | | applies to coverage for the insured's |
| Fall River | | also prevent having to figure out the | | own property or person. Contrast with |
| Fort Worth | | amount of any unused premium that is | | Third Party Insurance. |
| Erie | | due to you from your old insurance | | |
| Clarksville | | company, or having to spar with your | | Nonadmitted Insurer: An insurer not |
| Westbury | | agent about exactly when your policy | | licensed to do business in the |
| Scranton | | was cancelled and how much they | | jurisdiction in question. Same as |
| Killeen | | owe you. | | Unauthorized Insurer and Unlicensed |
| Orlando | | | | Insurer. |
| Pensacola | | Shopping around is the best way to | | |
| Corpus Christi | | save money on your insurance. | | Producer: A term applied to an agent, |
| Belleville | | | | solicitor or other person who sells |
| Cambridge | | We offer quotes for auto insurance, | | insurance. |
| Elkhart | | life insurance, homeowners | | |
| Shreveport | | insurance, health insurance, term life | | Collusion: An agreement, usually |
| Virginia Beach | | insurance and more. | | secret, between two or more persons |
| Alpharetta | | | | to defraud or deprive another or |
| Trenton | | The best time to switch policies is | | others of their property or rights. |
| Henderson | | within one month of receiving your | | |
| Sumter | | policy renewal from your current | | Adjustment Bureau: A firm organized |
| Knoxville | | insurer. You can typically cancel your | | to provide adjustment services to |
| Roanoke | | policy without any fees or penalties if | | insurers not wishing to create their |
| Jasper | | you act within this time period. | | own claims division. |
