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| San Antonio | | Everyone has different needs, and | | Federal Deposit Insurance |
| Schaumburg | | not one size fits all when it comes to | | Corporation (FDIC): An agency of the |
| Buffalo | | term life insurance. While it may make | | federal government which insures |
| Mountain View | | sense for people in their 30s and 40s | | bank deposits up to a stated |
| Allentown | | to secure a 20-year term length, a | | maximum. |
| Waterloo | | 10-year term might be more | | |
| El Cajon | | appropriate for someone nearing | | Insurance to Value: Insurance written |
| Newark | | retirement. | | in an amount approximating the value |
| Racine | | | | of the property insured. |
| Topeka | | Life insurance, specifically Term Life, | | |
| Memphis | | is arguably one of the best values in | | Net Interest Earned: The average |
| Gainesville | | the entire financial services arena. | | interest earned by an insurer on its |
| Burbank | | Where else can you go and get | | investments after investment expense |
| Schaumburg | | hundreds of thousands of dollars in | | but before federal income taxes. |
| Englewood | | protection for literally pennies per | | |
| Decatur | | day? Rates for Term Life insurance | | Commingling: An illegal practice |
| Rockville | | remain at all-time lows, and now is the | | which occurs when an agent mixes |
| Fayetteville | | time to lock in the best prices. | | personal funds with the insured's or |
| Manchester | | | | insurer's funds. |
| Riverside | | If you have noticed that your auto | | |
| Union | | insurance rates are still increasing | | Initial Premium: An amount paid at the |
| Phoenix | | with each renewal, or even have not | | inception of an insurance contract, |
| Cambridge | | gone down even though you have a | | usually subject to adjustment at the |
| Belleville | | great driving record, this lower pricing | | end of the policy period. |
| Durham | | trend makes it more important then | | |
| Omaha | | ever that you shop around for auto | | Premises: The particular location of |
| Columbus | | insurance. | | property or a portion thereof as |
| Savannah | | | | designated in a policy. |
| Oakland | | At InsWeb, you can compare free | | |
| Madison | | online insurance quotes from many of | | Authorized Insurer: An insurer |
| Albuquerque | | the nations leading insurance | | authorized by the state to transact |
| Troy | | companies. | | business in that state for specific |
| Mobile | | | | types of insurance. |
| Yuma | | Why not take advantage of current | | |
| Columbus | | low prices? Many auto insurance | | |
| Vineland | | consumers are becoming educated | | |
| Santa Rosa | | on other companies, plans, and rates | | |
| Canton | | that are available to them; ones that | | |
| Newark | | could afford them significant savings | | |
| Harrisburg | | on their auto insurance. | | |
