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| Newark | | If you have noticed that your auto | | Preferred Risk: Any risk considered |
| Seattle | | insurance rates are still increasing | | to be better than the standard risk on |
| Durham | | with each renewal, or even have not | | which the premium rate was |
| Poughkeepsie | | gone down even though you have a | | calculated. |
| Lake Worth | | great driving record, this lower pricing | | |
| Chattanooga | | trend makes it more important then | | Fictitious Groups: Groups formed |
| Durham | | ever that you shop around for auto | | primarily for the purpose of buying |
| El Paso | | insurance. | | insurance. Under the law such groups |
| Allentown | | | | may not be underwritten. |
| Fort Lauderdale | | Individuals who have 30-year | | |
| Riverside | | mortgages might want to consider a | | Line of Business: The classification of |
| Oceanside | | 30-year term to ensure that the house | | business as utilized in the insurance |
| Lake Charles | | is protected throughout the period of | | industry, e.g., Fire, Allied Lines and |
| Cedar Rapids | | the loan. | | Homeowners. |