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| Dearborn | | Why not take advantage of current | | Submitted Business: Applications for |
| Jersey City | | low prices? Many auto insurance | | insurance submitted to an insurer but |
| Scottsdale | | consumers are becoming educated | | not yet acted upon by it. |
| Kalamazoo | | on other companies, plans, and rates | | |
| St. Joseph | | that are available to them; ones that | | National Auto Theft Bureau: An |
| Baton Rouge | | could afford them significant savings | | organization engaged in the |
| Detroit | | on their auto insurance. | | prevention and reduction of motor |
| Florence | | | | vehicle fire and theft losses. |
| Lexington | | Make sure you have a new policy in | | |
| Mobile | | place before you cancel your old one | | Premium Notice: A form notice from |
| Oxnard | | to avoid a lapse in coverage. This will | | an insurer or agency to a policy |
| Tacoma | | also prevent having to figure out the | | owner that a premium will be due on a |
| Roanoke | | amount of any unused premium that is | | given date. |
| Amarillo | | due to you from your old insurance | | |
| Irving | | company, or having to spar with your | | Premises: The particular location of |
| Williamsburg | | agent about exactly when your policy | | property or a portion thereof as |
| Davenport | | was cancelled and how much they | | designated in a policy. |
| Santa Barbara | | owe you. | | |
| Clinton Township | | | | Agency: An insurance sales office |
| Gaithersburg | | If you have noticed that your auto | | which is directed by a agent, |
| Long Island City | | insurance rates are still increasing | | manager, independent agent, or |
| Orange | | with each renewal, or even have not | | company manager. |
| Macon | | gone down even though you have a | | |
| Pensacola | | great driving record, this lower pricing | | Borderline Risk: An insurance |
| Waterloo | | trend makes it more important then | | prospect of doubtful quality from an |
| Pueblo | | ever that you shop around for auto | | underwriting point of view. |
| El Cajon | | insurance. | | |
| Phoenix | | | | Short Rate Premium: The premium |
| Memphis | | Individuals who have 30-year | | required for issuing a policy for a |
| Frederick | | mortgages might want to consider a | | period less than its normal term. |
| Bayside | | 30-year term to ensure that the house | | |
| Frederick | | is protected throughout the period of | | New For Old: Replacing old |
| Florence | | the loan. | | damaged parts or equipment with |
| Hemet | | | | new ones rather than repairing them. |
