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| Joliet | | Why not take advantage of current | | Equity: The money value of an |
| Gainesville | | low prices? Many auto insurance | | insurance company that is over and |
| Sterling Heights | | consumers are becoming educated | | above its liabilities. Liabilities include |
| Lexington | | on other companies, plans, and rates | | almost all of its reserves. |
| York | | that are available to them; ones that | | |
| San Bernardino | | could afford them significant savings | | Foreign Insurer: An insurer domiciled |
| Lowell | | on their auto insurance. | | in a state of the United States other |
| Virginia Beach | | | | than the one in which the insured's |
| Fresno | | The best time to switch policies is | | insurance is written. |
| Boulder | | within one month of receiving your | | |
| Kansas City | | policy renewal from your current | | Deductible: The portion of an insured |
| Athens | | insurer. You can typically cancel your | | loss to be borne by the insured |
| Independence | | policy without any fees or penalties if | | before he is entitled to recovery from |
| Santa Clara | | you act within this time period. | | the insurer. |
