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| Flushing | | Everyone has different needs, and | | Tickler: A reminder system used to |
| Pueblo | | not one size fits all when it comes to | | call an individual's attention to actions |
| Springfield | | term life insurance. While it may make | | that must be taken at a future point in |
| Duluth | | sense for people in their 30s and 40s | | time. |
| Sioux City | | to secure a 20-year term length, a | | |
| New Port Richey | | 10-year term might be more | | National Auto Theft Bureau: An |
| Trenton | | appropriate for someone nearing | | organization engaged in the |
| Belleville | | retirement. | | prevention and reduction of motor |
| Rockford | | | | vehicle fire and theft losses. |
| Long Beach | | Individuals who have 30-year | | |
| Fresno | | mortgages might want to consider a | | Producer: A term applied to an agent, |
| Bakersfield | | 30-year term to ensure that the house | | solicitor or other person who sells |
| Stockton | | is protected throughout the period of | | insurance. |
| Myrtle Beach | | the loan. | | |
| Valdosta | | | | Independent Agent: An agent |
| Evanston | | Make sure you have a new policy in | | operating as an independent |
| Tucson | | place before you cancel your old one | | contractor under the independent |
| New York | | to avoid a lapse in coverage. This will | | agency system. |
| Omaha | | also prevent having to figure out the | | |
| Berkeley | | amount of any unused premium that is | | Dual Life Stock Company: A stock |
| Johnstown | | due to you from your old insurance | | Life insurer issuing both participating |
| Vineland | | company, or having to spar with your | | and nonparticipating policy contracts. |
| Williamsburg | | agent about exactly when your policy | | |
| Muncie | | was cancelled and how much they | | War Risk Insurance: Insurance |
| Mobile | | owe you. | | covering damage caused by war. |
| Long Island City | | | | Most often written by Ocean Marine |
| Tacoma | | The best time to switch policies is | | Insurance companies covering |
| Athens | | within one month of receiving your | | vessels. |
| Staten Island | | policy renewal from your current | | |
| Gulfport | | insurer. You can typically cancel your | | Commission of Authority: A document |
| Des Moines | | policy without any fees or penalties if | | outlining the powers delegated to an |
| Plano | | you act within this time period. | | agent by an insurer. |
