| | | | |
|
| Torrance | | At InsWeb, you can compare free | | Earned Income: The money |
| Pasadena | | online insurance quotes from many of | | individuals earn as a result of working |
| Asheville | | the nations leading insurance | | at some job or occupation for which |
| Venice | | companies. | | they are paid a salary. |
| Palo Alto | | | | |
| Whittier | | Individuals who have 30-year | | Not Taken: Policies applied for and |
| Biloxi | | mortgages might want to consider a | | issued but rejected by the proposed |
| Abilene | | 30-year term to ensure that the house | | owner and not paid for. |
| Minneapolis | | is protected throughout the period of | | |
| Denver | | the loan. | | Accident Year Experience: Measures |
| Grand Prairie | | | | premiums and losses relating to |
| Stuart | | Life insurance, specifically Term Life, | | accidents which occurred during a |
| San Diego | | is arguably one of the best values in | | 12-month period. |
| Wichita | | the entire financial services arena. | | |
| Stamford | | Where else can you go and get | | Lloyd's Broker: A person who has the |
| Elkhart | | hundreds of thousands of dollars in | | authority to negotiate insurance |
| Albany | | protection for literally pennies per | | contracts with the underwriters on the |
| Pueblo | | day? Rates for Term Life insurance | | floor at Lloyd's. |
| Wilmington | | remain at all-time lows, and now is the | | |
| Shreveport | | time to lock in the best prices. | | Overlapping Insurance: Coverage |
| San Jose | | | | from two or more policies or insurers |
| Boca Raton | | Healthy people have the best | | which duplicates coverage of certain |
| Anaheim | | mortality risks and thus are much | | risks. |
| Mountain View | | cheaper for companies to insure. This | | |
| Thousand Oaks | | translates into lower rates for the | | Agency Contract (or Agreement): The |
| Johnstown | | Super Preferred customer than | | document which establishes the legal |
| Orange Park | | someone with higher risk factors such | | relationship between an agent and an |
| Newark | | as a heart condition, cancer or | | insurer. |
| Huntsville | | diabetes. Conversely, if you were | | |
| Sumter | | unhealthy when you acquired your | | Convention Values: Values assigned |
| Marietta | | policy, and your health has now | | to insurers' assets in the convention |
| Topeka | | improved, it might be time to shop for | | blank. |
| Santa Clara | | a new policy, as your rates are likely | | |
| Evansville | | to be lower. | | Effective Date: The date on which the |
| Lexington | | | | protection of an insurance policy or |
| Dothan | | | | bond goes into effect. |
