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| Newburgh | | The quickest and easiest way to | | Loss Frequency: The number of times |
| Lawton | | shop for new insurance is by | | a loss occurs over a specific period |
| Macon | | comparing rates at InsWebs online | | of time. |
| Houston | | marketplace. If you do it the | | |
| Poughkeepsie | | old-fashioned way (by calling or | | Appraisal: An evaluation of property |
| Troy | | visiting multiple agents or insurance | | made to ascertain either the |
| Monroe | | companies) it could take up a huge | | appropriate amount of insurance to |
| Fayetteville | | chunk of your time, which no one | | be written or the amount of loss to be |
| Garland | | wants or needs. By completing | | paid. |
| Huntington Beach | | InsWebs online application, you will | | |
| Hartford | | have rates to compare to your old | | Domestic Insurer (or Company): An |
| Hartford | | ones within minutes! | | insurer formed under the laws of the |
| Englewood | | | | state in which the insurance is written. |
| Naples | | Individuals who have 30-year | | |
| Dubuque | | mortgages might want to consider a | | Standard Industry Code (SIC): This is |
| Florence | | 30-year term to ensure that the house | | a coding system which assigns |
| Newark | | is protected throughout the period of | | separate codes for different types of |
| Tulsa | | the loan. | | industries. |
