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| Anderson | | Why not take advantage of current | | Accidental Bodily Injury: An injury |
| Council Bluffs | | low prices? Many auto insurance | | sustained accidentally. Only the result |
| Dearborn | | consumers are becoming educated | | need be accidental. Contrast with |
| Sunnyvale | | on other companies, plans, and rates | | Accidental Means. |
| Midland | | that are available to them; ones that | | |
| Anderson | | could afford them significant savings | | Commercial Lines: This term is used |
| Tampa | | on their auto insurance. | | to refer to insurance for businesses, |
| Whittier | | | | professionals, and commercial |
| Anderson | | Healthy people have the best | | establishments. |
| Edison | | mortality risks and thus are much | | |
| Santa Barbara | | cheaper for companies to insure. This | | Open Rating: A system whereby a |
| Yonkers | | translates into lower rates for the | | state allows an insurer to use rates |
| Wichita | | Super Preferred customer than | | without prior approval. |
| Dothan | | someone with higher risk factors such | | |
| Boise | | as a heart condition, cancer or | | Net Loss: The amount of loss |
| Acworth | | diabetes. Conversely, if you were | | sustained by an insurer after giving |
| Detroit | | unhealthy when you acquired your | | effect to all applicable reinsurance, |
| Santa Barbara | | policy, and your health has now | | salvage, and subrogation recoveries. |
| Rochester | | improved, it might be time to shop for | | |
| Harlingen | | a new policy, as your rates are likely | | We/Us/Our: These words are used to |
| Arlington | | to be lower. | | refer to the insurer in many of the |
| Fresno | | | | modernized/personalized policy |
| Tallahassee | | If you have noticed that your auto | | forms recently introduced. |
| Newport Beach | | insurance rates are still increasing | | |
| Winter Park | | with each renewal, or even have not | | First Party Insurance: Insurance which |
| Valdosta | | gone down even though you have a | | applies to coverage for the insured's |
| Newark | | great driving record, this lower pricing | | own property or person. Contrast with |
| Irvine | | trend makes it more important then | | Third Party Insurance. |
| Bronx | | ever that you shop around for auto | | |
| Muncie | | insurance. | | Malicious Mischief: Similar to |
| Overland Park | | | | vandalism. Purposely damaging the |
| Nashville | | Shopping around is the best way to | | rights or property of another. |
| Norwalk | | save money on your insurance. | | |
| Topeka | | | | Admitted (or Allowed) Assets: Assets |
| Sterling Heights | | | | whose values are permitted by state |
| Hickory | | | | law to be included in the annual |
| Fort Lauderdale | | | | statement of the insurer. |
