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| Huntington Beach | | People who are trying to quit | | Lloyd's Broker: A person who has the |
| Rochester | | smoking, for example, might be best | | authority to negotiate insurance |
| Albany | | suited purchasing a shorter term (and | | contracts with the underwriters on the |
| Williamsport | | then replacing it with a longer term | | floor at Lloyd's. |
| Newark | | policy when they qualify for | | |
| Fort Myers | | non-tobacco prices). | | Divided Cover: The placing of |
| Tucson | | | | insurance on a given subject or |
| Poughkeepsie | | The quickest and easiest way to | | object with more than one insurer. |
| Conroe | | shop for new insurance is by | | |
| Jacksonville | | comparing rates at InsWebs online | | Line of Business: The classification of |
| Decatur | | marketplace. If you do it the | | business as utilized in the insurance |
| Allentown | | old-fashioned way (by calling or | | industry, e.g., Fire, Allied Lines and |
| Green Bay | | visiting multiple agents or insurance | | Homeowners. |
| Tallahassee | | companies) it could take up a huge | | |
| Harlingen | | chunk of your time, which no one | | Leasehold: An agreement which |
| Odessa | | wants or needs. By completing | | gives a person the right to use and |
| Alameda | | InsWebs online application, you will | | occupy property. |
| Marietta | | have rates to compare to your old | | |
| Lincoln | | ones within minutes! | | Time Limits: The limits of time within |
| Williamsburg | | | | which notice of a claim and proof of a |
| Bayside | | If you have noticed that your auto | | loss must be submitted. |
| Irving | | insurance rates are still increasing | | |
| Costa Mesa | | with each renewal, or even have not | | Approved Roof: A term used in |
| Sioux City | | gone down even though you have a | | building construction. It indicates a |
| Waco | | great driving record, this lower pricing | | roof made of fire-resistive materials, |
| New Orleans | | trend makes it more important then | | such as tile or asphalt shingles. |
| Columbia | | ever that you shop around for auto | | |
| Rockford | | insurance. | | Shock Loss: A catastrophic loss so |
| Fort Worth | | | | large that it has a material effect on |
| Denver | | Everyone has different needs, and | | the underwriting results of a company. |
| High Point | | not one size fits all when it comes to | | |
| Torrance | | term life insurance. While it may make | | Malinger: To feign a disability for the |
| Plano | | sense for people in their 30s and 40s | | purpose of continuing to collect |
| Norfolk | | to secure a 20-year term length, a | | benefits longer than actually |
| Longwood | | 10-year term might be more | | necessary. |
| Springfield | | appropriate for someone nearing | | |
| Syracuse | | retirement. | | |
