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| Roanoke | | The best time to switch policies is | | Independent Agent: An agent |
| Pensacola | | within one month of receiving your | | operating as an independent |
| Cape Coral | | policy renewal from your current | | contractor under the independent |
| Springfield | | insurer. You can typically cancel your | | agency system. |
| Wichita | | policy without any fees or penalties if | | |
| Springfield | | you act within this time period. | | Authorized Insurer: An insurer |
| Stuart | | | | authorized by the state to transact |
| Detroit | | People who are trying to quit | | business in that state for specific |
| Cranston | | smoking, for example, might be best | | types of insurance. |
| Greensboro | | suited purchasing a shorter term (and | | |
| Canton | | then replacing it with a longer term | | Admitted (or Allowed) Assets: Assets |
| Dearborn | | policy when they qualify for | | whose values are permitted by state |
| Waterloo | | non-tobacco prices). | | law to be included in the annual |
| Hollywood | | | | statement of the insurer. |
| Vineland | | Life insurance, specifically Term Life, | | |
| Denver | | is arguably one of the best values in | | Leasehold: An agreement which |
| Hendersonville | | the entire financial services arena. | | gives a person the right to use and |
| Macon | | Where else can you go and get | | occupy property. |
| Norfolk | | hundreds of thousands of dollars in | | |
| Long Beach | | protection for literally pennies per | | Tabular Plan: A retrospective rating |
| Lake Charles | | day? Rates for Term Life insurance | | plan, which uses tables to furnish the |
| White Plains | | remain at all-time lows, and now is the | | various values for the rating formula. |
| Columbia | | time to lock in the best prices. | | |
| Cedar Rapids | | | | Approved Roof: A term used in |
| Buffalo | | Everyone has different needs, and | | building construction. It indicates a |
| Philadelphia | | not one size fits all when it comes to | | roof made of fire-resistive materials, |
| Chicago | | term life insurance. While it may make | | such as tile or asphalt shingles. |
| Bay City | | sense for people in their 30s and 40s | | |
| Rochester | | to secure a 20-year term length, a | | Theory of Probability: The |
| Alexandria | | 10-year term might be more | | mathematical principle upon which |
| Jackson | | appropriate for someone nearing | | insurance is based. |
| Houma | | retirement. | | |
| Sioux Falls | | | | Commission of Authority: A document |
| Pembroke Pines | | At InsWeb, you can compare free | | outlining the powers delegated to an |
| Sioux City | | online insurance quotes from many of | | agent by an insurer. |
| Honolulu | | the nations leading insurance | | |
| Scottsdale | | companies. | | |
