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| Anderson | | Healthy people have the best | | Other Insurance: The existence of |
| York | | mortality risks and thus are much | | other contracts covering the same |
| Springfield | | cheaper for companies to insure. This | | interest and perils. |
| Kansas City | | translates into lower rates for the | | |
| Costa Mesa | | Super Preferred customer than | | You/Your: These words are used to |
| Greeley | | someone with higher risk factors such | | refer to the named insured in many of |
| Palm Harbor | | as a heart condition, cancer or | | the modernized/personalized policy |
| Columbus | | diabetes. Conversely, if you were | | forms. |
| Westbury | | unhealthy when you acquired your | | |
| Vancouver | | policy, and your health has now | | Minimum Premium: The smallest |
| Chattanooga | | improved, it might be time to shop for | | amount of premium for which an |
| Alameda | | a new policy, as your rates are likely | | insurer will issue coverage under a |
| Fort Wayne | | to be lower. | | given policy. |