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| Tacoma | | Healthy people have the best | | Line of Business: The classification of |
| Dubuque | | mortality risks and thus are much | | business as utilized in the insurance |
| Raleigh | | cheaper for companies to insure. This | | industry, e.g., Fire, Allied Lines and |
| Nashville | | translates into lower rates for the | | Homeowners. |
| Plano | | Super Preferred customer than | | |
| Roanoke | | someone with higher risk factors such | | Malinger: To feign a disability for the |
| Wichita Falls | | as a heart condition, cancer or | | purpose of continuing to collect |
| Anderson | | diabetes. Conversely, if you were | | benefits longer than actually |
| Lakewood | | unhealthy when you acquired your | | necessary. |
| Wilmington | | policy, and your health has now | | |
| Orange | | improved, it might be time to shop for | | Amendment: A formal document |
| Evansville | | a new policy, as your rates are likely | | which corrects or revises an |
| Wichita | | to be lower. | | insurance master policy. |