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| Santa Barbara | | If you decide to cancel your policy | | Earned Income: The money |
| Columbus | | (after acquiring new coverage) | | individuals earn as a result of working |
| Torrance | | outside of the 30-day period, you may | | at some job or occupation for which |
| Honolulu | | have to pay a fee or penalty. | | they are paid a salary. |
| Hollywood | | However, you may still save money | | |
| Decatur | | after paying the fee if your new policy | | Equity: The money value of an |
| Kansas City | | affords you significant savings. So | | insurance company that is over and |
| Greeley | | while it is best to wait until your | | above its liabilities. Liabilities include |
| Rockford | | receive your renewal notice, you CAN | | almost all of its reserves. |
| Memphis | | cancel your policy at any time. | | |
| Manchester | | | | Claim Expense: The expense of |
| Baton Rouge | | Shopping around is the best way to | | adjusting a claim, such as |
| Seattle | | save money on your insurance. | | investigation and attorneys' fees. It |
| Muskegon | | | | does not include the cost of the claim |
| Torrance | | Life insurance, specifically Term Life, | | itself. |
| Peoria | | is arguably one of the best values in | | |
| Hollywood | | the entire financial services arena. | | Collusion: An agreement, usually |
| Little Rock | | Where else can you go and get | | secret, between two or more persons |
| Las Cruces | | hundreds of thousands of dollars in | | to defraud or deprive another or |
| Seattle | | protection for literally pennies per | | others of their property or rights. |
| Jackson | | day? Rates for Term Life insurance | | |
| Dayton | | remain at all-time lows, and now is the | | Countersignature: The signature of a |
| Tulsa | | time to lock in the best prices. | | licensed agent or representative on a |
| Chula Vista | | | | policy. |
| Flushing | | Why not take advantage of current | | |
| Hot Springs | | low prices? Many auto insurance | | FICA. Federal Insurance Contributions |
| Cape Coral | | consumers are becoming educated | | Act: A law imposing a payroll tax to |
| Flint | | on other companies, plans, and rates | | assist in funding Social Security |
| Spartanburg | | that are available to them; ones that | | benefits. |
| Englewood | | could afford them significant savings | | |
| Grand Prairie | | on their auto insurance. | | Policywriting Agent: An agent who has |
| Dayton | | | | the authority to prepare and effect an |
| Inglewood | | We offer quotes for auto insurance, | | insurer's policy. |
| Pueblo | | life insurance, homeowners | | |
| Anaheim | | insurance, health insurance, term life | | |
| Metairie | | insurance and more. | | |
