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| Jonesboro | | Individuals who have 30-year | | Losses Outstanding: A summary |
| Pittsburgh | | mortgages might want to consider a | | statement prepared by Property, Life, |
| Acworth | | 30-year term to ensure that the house | | and Liability insurers showing claims |
| Inglewood | | is protected throughout the period of | | not yet settled. |
| Ventura | | the loan. | | |
| Dayton | | | | Retail Credit Company: The former |
| Delray Beach | | People who are trying to quit | | name of Equifax, a credit reporting |
| Santa Rosa | | smoking, for example, might be best | | organization. See Equifax. |
| Anchorage | | suited purchasing a shorter term (and | | |
| Melbourne | | then replacing it with a longer term | | Sherman Antitrust Act: An antitrust law |
| Harrisburg | | policy when they qualify for | | from which insurance is exempted to |
| Stockton | | non-tobacco prices). | | the extent that it is regulated by state |
| Panama City | | | | law. |
| Cincinnati | | We offer quotes for auto insurance, | | |
| Muncie | | life insurance, homeowners | | Calendar Year Experience: This |
| Montgomery | | insurance, health insurance, term life | | measures the premiums and losses |
| Hartford | | insurance and more. | | entered on accounting records during |
| Tempe | | | | the 12-month calendar. |
| Atlanta | | Healthy people have the best | | |
| Ann Arbor | | mortality risks and thus are much | | Single Limit: Any insurance coverage |
| York | | cheaper for companies to insure. This | | which is expressed as a single |
| Lubbock | | translates into lower rates for the | | amount of insurance, or a single limit |
| Los Angeles | | Super Preferred customer than | | of liability. Contrast with Split Limit. |
| Orlando | | someone with higher risk factors such | | |
| Williamsport | | as a heart condition, cancer or | | Provisional Rate: Tentative rates, |
| Greeley | | diabetes. Conversely, if you were | | premiums or commissions that are |
| Grand Junction | | unhealthy when you acquired your | | subject to subsequent adjustment. |
| York | | policy, and your health has now | | See Commission and Premium. |
| Sunnyvale | | improved, it might be time to shop for | | |
| Evanston | | a new policy, as your rates are likely | | Partial Loss: A loss covered by an |
| San Francisco | | to be lower. | | insurance policy which does not |
| Tyler | | | | completely destroy or render |
| Winter Park | | If you have noticed that your auto | | worthless the insured property. |
| Duluth | | insurance rates are still increasing | | |
| Longmont | | with each renewal, or even have not | | |
| Syracuse | | gone down even though you have a | | |
| Albany | | great driving record, this lower pricing | | |
| Abilene | | trend makes it more important then | | |
| Sacramento | | ever that you shop around for auto | | |
| Vancouver | | insurance. | | |
