| | | | |
|
| Bloomington | | Make sure you have a new policy in | | Premium: The price of insurance |
| Green Bay | | place before you cancel your old one | | protection for a specified risk for a |
| Fort Lauderdale | | to avoid a lapse in coverage. This will | | specified period of time. |
| Shreveport | | also prevent having to figure out the | | |
| Staten Island | | amount of any unused premium that is | | Exclusions: Specific situations, |
| Bradenton | | due to you from your old insurance | | conditions, or circumstances that are |
| Santa Clara | | company, or having to spar with your | | listed in the contract as being not |
| Gulfport | | agent about exactly when your policy | | covered. |
| Milwaukee | | was cancelled and how much they | | |
| West Chester | | owe you. | | Replacement: A new policy written to |
| Torrance | | | | take the place of one currently in force. |
| Bloomington | | If you have noticed that your auto | | |
| Valdosta | | insurance rates are still increasing | | National Auto Theft Bureau: An |
| San Jose | | with each renewal, or even have not | | organization engaged in the |
| Costa Mesa | | gone down even though you have a | | prevention and reduction of motor |
| Long Beach | | great driving record, this lower pricing | | vehicle fire and theft losses. |
| Los Angeles | | trend makes it more important then | | |
| St. Paul | | ever that you shop around for auto | | Multi-Peril Policies: Policies which |
| Garland | | insurance. | | cover a number of perils, such as fire, |
| Dubuque | | | | burglary, and liability, in a single |
| Costa Mesa | | While some companies raise their | | contract. |
| Sarasota | | prices based on your actual age, | | |
| Poughkeepsie | | most companies increase the price of | | Net Interest Earned: The average |
| Portland | | their policies six months before your | | interest earned by an insurer on its |
| Chula Vista | | birthday. Its a term called Age | | investments after investment expense |
| Tulsa | | Nearest in the industry, and that | | but before federal income taxes. |
| Pensacola | | half-year price increase could really | | |
| Topeka | | add up over a 20-year term policy. As | | Underinsurance: A condition in which |
| Flint | | above, the quicker you purchase your | | not enough insurance is carried to |
| Boulder | | policy the better. | | cover the insurable value. |
