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| Jasper | | Healthy people have the best | | Partnership Entity: The partnership |
| Albany | | mortality risks and thus are much | | considered as an entity and not in |
| Des Moines | | cheaper for companies to insure. This | | terms of its individual part-owners. |
| Johnstown | | translates into lower rates for the | | |
| Williamsport | | Super Preferred customer than | | Agency Contract (or Agreement): The |
| Long Beach | | someone with higher risk factors such | | document which establishes the legal |
| Walnut Creek | | as a heart condition, cancer or | | relationship between an agent and an |
| Berkeley | | diabetes. Conversely, if you were | | insurer. |
| Hampton | | unhealthy when you acquired your | | |
| White Plains | | policy, and your health has now | | Interline Endorsement: Commercial |
| Ocala | | improved, it might be time to shop for | | endorsements that apply, or could |
| Sterling Heights | | a new policy, as your rates are likely | | apply, to more than one coverage |
| Jacksonville | | to be lower. | | part of a package policy. |