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| Mesquite | | If you have noticed that your auto | | Partial Loss: A loss covered by an |
| Ocala | | insurance rates are still increasing | | insurance policy which does not |
| St. Louis | | with each renewal, or even have not | | completely destroy or render |
| Chattanooga | | gone down even though you have a | | worthless the insured property. |
| Milwaukee | | great driving record, this lower pricing | | |
| El Cajon | | trend makes it more important then | | Fictitious Groups: Groups formed |
| Irving | | ever that you shop around for auto | | primarily for the purpose of buying |
| Flushing | | insurance. | | insurance. Under the law such groups |
| Lafayette | | | | may not be underwritten. |
| Westbury | | The best time to switch policies is | | |
| White Plains | | within one month of receiving your | | Convention Values: Values assigned |
| New York | | policy renewal from your current | | to insurers' assets in the convention |
| Yuma | | insurer. You can typically cancel your | | blank. |
| Aurora | | policy without any fees or penalties if | | |
| Orlando | | you act within this time period. | | Approved: The condition which exists |
| Williamsport | | | | when the person or object to be |
| Pensacola | | At InsWeb, you can compare free | | insured meets the underwriting |
| Malden | | online insurance quotes from many of | | standards of the insurer. |
| Newburgh | | the nations leading insurance | | |
| Spokane | | companies. | | Monoline Policy: Any insurance |
| Wilmington | | | | coverage written as a single line |
| Sumter | | Healthy people have the best | | policy. Contrast with Multiple Line or |
| Houma | | mortality risks and thus are much | | Package policy. |
| Arlington | | cheaper for companies to insure. This | | |
| Modesto | | translates into lower rates for the | | Nonadmitted Insurer: An insurer not |
| Redlands | | Super Preferred customer than | | licensed to do business in the |
| Bloomington | | someone with higher risk factors such | | jurisdiction in question. Same as |
| Tempe | | as a heart condition, cancer or | | Unauthorized Insurer and Unlicensed |
| Lancaster | | diabetes. Conversely, if you were | | Insurer. |
| Fort Myers | | unhealthy when you acquired your | | |
| Longview | | policy, and your health has now | | Absolute Assignment: Assignment by |
| Yonkers | | improved, it might be time to shop for | | a policy owner of all control of and |
| Odessa | | a new policy, as your rates are likely | | rights in the policy to a third party. |
| Tulsa | | to be lower. | | |
