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| Boynton Beach | | Healthy people have the best | | Director of Insurance: A title used in |
| Jackson | | mortality risks and thus are much | | some states for the head of the |
| Rockford | | cheaper for companies to insure. This | | department of insurance. |
| Scottsdale | | translates into lower rates for the | | |
| St. Paul | | Super Preferred customer than | | Approved: The condition which exists |
| Fayetteville | | someone with higher risk factors such | | when the person or object to be |
| Brooklyn | | as a heart condition, cancer or | | insured meets the underwriting |
| Toms River | | diabetes. Conversely, if you were | | standards of the insurer. |
| Valdosta | | unhealthy when you acquired your | | |
| Phoenix | | policy, and your health has now | | Amendment: A formal document |
| Waco | | improved, it might be time to shop for | | which corrects or revises an |
| Boulder | | a new policy, as your rates are likely | | insurance master policy. |
| Athens | | to be lower. | | |
| Ventura | | | | Partnership Entity: The partnership |
| Fayetteville | | Everyone has different needs, and | | considered as an entity and not in |
| Decatur | | not one size fits all when it comes to | | terms of its individual part-owners. |
| Reno | | term life insurance. While it may make | | |
| Longwood | | sense for people in their 30s and 40s | | Notice of Cancellation: Written notice |
| Saginaw | | to secure a 20-year term length, a | | by an insurer of intent to cancel |
| Biloxi | | 10-year term might be more | | insurance, or written notice by an |
| Lakeland | | appropriate for someone nearing | | insured requesting cancellation. |
| Long Beach | | retirement. | | |
| Spartanburg | | | | Stock Option Plan: Surviving |
| New York | | Why not take advantage of current | | stockholders have the option to |
| Lake Charles | | low prices? Many auto insurance | | purchase or not purchase the shares |
| Alexandria | | consumers are becoming educated | | of a deceased stockholder. |
| Portsmouth | | on other companies, plans, and rates | | |
| Lakewood | | that are available to them; ones that | | Provisional Rate: Tentative rates, |
| San Diego | | could afford them significant savings | | premiums or commissions that are |
| Honolulu | | on their auto insurance. | | subject to subsequent adjustment. |
| Metairie | | | | See Commission and Premium. |
| Scranton | | Make sure you have a new policy in | | |
| Phoenix | | place before you cancel your old one | | Commercial Lines: This term is used |
| Stockbridge | | to avoid a lapse in coverage. This will | | to refer to insurance for businesses, |
| High Point | | also prevent having to figure out the | | professionals, and commercial |
| Boca Raton | | amount of any unused premium that is | | establishments. |
| Manchester | | due to you from your old insurance | | |
| Jackson | | company, or having to spar with your | | |
| Cincinnati | | agent about exactly when your policy | | |
| Englewood | | was cancelled and how much they | | |
| Glendale | | owe you. | | |