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| Gaithersburg | | People who are trying to quit | | Brick Veneer Construction: Refers to |
| Inglewood | | smoking, for example, might be best | | a building where the outside walls are |
| Indianapolis | | suited purchasing a shorter term (and | | constructed of wood with a facing of a |
| Florissant | | then replacing it with a longer term | | single layer of brick. |
| Warwick | | policy when they qualify for | | |
| Columbus | | non-tobacco prices). | | Overlapping Insurance: Coverage |
| Portland | | | | from two or more policies or insurers |
| Ocala | | While some companies raise their | | which duplicates coverage of certain |
| Flushing | | prices based on your actual age, | | risks. |
| Chula Vista | | most companies increase the price of | | |
| South Bend | | their policies six months before your | | Malicious Mischief: Similar to |
| Santa Monica | | birthday. Its a term called Age | | vandalism. Purposely damaging the |
| Midland | | Nearest in the industry, and that | | rights or property of another. |
| Cypress | | half-year price increase could really | | |
| Kingsport | | add up over a 20-year term policy. As | | Business: In Property, Liability, and |
| Trenton | | above, the quicker you purchase your | | Health lines, it usually refers to the |
| Cookeville | | policy the better. | | volume of premiums. |
