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| Sarasota | | At InsWeb, you can compare free | | Coding: A method of putting |
| Kingsport | | online insurance quotes from many of | | information into a numerical form for |
| Williamsport | | the nations leading insurance | | statistical use. Most information on |
| Lorain | | companies. | | policies is coded and then put into |
| Coral Springs | | | | reports. |
| Billings | | While some companies raise their | | |
| Anchorage | | prices based on your actual age, | | Replacement: A new policy written to |
| Madison | | most companies increase the price of | | take the place of one currently in force. |
| Goldsboro | | their policies six months before your | | |
| Winter Haven | | birthday. Its a term called Age | | Tariff Rate: A rate established by a |
| Saginaw | | Nearest in the industry, and that | | rating organization, which comes from |
| Florissant | | half-year price increase could really | | the tables, schedules and rules found |
| Gainesville | | add up over a 20-year term policy. As | | in the tariff of rates. |
| Boynton Beach | | above, the quicker you purchase your | | |
| Hattiesburg | | policy the better. | | Loss Frequency: The number of times |
| Lancaster | | | | a loss occurs over a specific period |
| Las Vegas | | People who are trying to quit | | of time. |
| Sunnyvale | | smoking, for example, might be best | | |
| Wichita | | suited purchasing a shorter term (and | | Agent's License: A certificate of |
| Houston | | then replacing it with a longer term | | authority from the state which permits |
| Clarksville | | policy when they qualify for | | the agent to conduct business. |
| Greeley | | non-tobacco prices). | | |
| Anaheim | | | | Provisions: Statements contained in |
| Columbia | | Individuals who have 30-year | | an insurance policy which explain the |
| Albuquerque | | mortgages might want to consider a | | benefits, conditions and other |
| Huntington Beach | | 30-year term to ensure that the house | | features of the insurance contract. |
| Frederick | | is protected throughout the period of | | |
| Sioux Falls | | the loan. | | American Risk and Insurance |
| Syracuse | | | | Association: An association of |
| Manchester | | We offer quotes for auto insurance, | | insurance educators and others |
| Springfield | | life insurance, homeowners | | interested in insurance study and |
| Phoenix | | insurance, health insurance, term life | | research. |
| Schaumburg | | insurance and more. | | |
| Stuart | | | | Premium Receipt: The receipt given |
| Flint | | | | a policy owner for the payment of a |
| Nashville | | | | premium. |
