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| Lexington | | Why not take advantage of current | | Malinger: To feign a disability for the |
| Cincinnati | | low prices? Many auto insurance | | purpose of continuing to collect |
| Myrtle Beach | | consumers are becoming educated | | benefits longer than actually |
| Jackson | | on other companies, plans, and rates | | necessary. |
| Jasper | | that are available to them; ones that | | |
| New Port Richey | | could afford them significant savings | | Tariff Rate: A rate established by a |
| Boynton Beach | | on their auto insurance. | | rating organization, which comes from |
| Wichita | | | | the tables, schedules and rules found |
| Fall River | | People who are trying to quit | | in the tariff of rates. |
| Spokane | | smoking, for example, might be best | | |
| Asheville | | suited purchasing a shorter term (and | | Standard Industry Code (SIC): This is |
| Poughkeepsie | | then replacing it with a longer term | | a coding system which assigns |
| Mansfield | | policy when they qualify for | | separate codes for different types of |
| Columbus | | non-tobacco prices). | | industries. |