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| Greeley | | The quickest and easiest way to | | Admitted Company: An insurance |
| Sioux City | | shop for new insurance is by | | company authorized and licensed to |
| Tempe | | comparing rates at InsWebs online | | do business in a given state. |
| Montgomery | | marketplace. If you do it the | | |
| Milwaukee | | old-fashioned way (by calling or | | Losses Incurred: The total losses, |
| Madison | | visiting multiple agents or insurance | | whether paid or not, sustained by an |
| Long Island City | | companies) it could take up a huge | | insurer during a given period, e.g., 12 |
| Macon | | chunk of your time, which no one | | months. |
| Englewood | | wants or needs. By completing | | |
| Syracuse | | InsWebs online application, you will | | Loss Frequency: The number of times |
| Thousand Oaks | | have rates to compare to your old | | a loss occurs over a specific period |
| Tulsa | | ones within minutes! | | of time. |