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| Vero Beach | | Individuals who have 30-year | | Brokerage Department: A department |
| Melbourne | | mortgages might want to consider a | | of an insurer whose purpose is to |
| Henderson | | 30-year term to ensure that the house | | deal with brokers in the placing of |
| Riverside | | is protected throughout the period of | | insurance. |
| Orange | | the loan. | | |
| Akron | | | | Captive Agent: One who sells |
| Beaumont | | At InsWeb, you can compare free | | insurance for only one company as |
| Williamsport | | online insurance quotes from many of | | opposed to an agent who represents |
| Corona | | the nations leading insurance | | several companies. |
| Cranston | | companies. | | |
| Goldsboro | | | | Borderline Risk: An insurance |
| Coral Springs | | If you decide to cancel your policy | | prospect of doubtful quality from an |
| Newark | | (after acquiring new coverage) | | underwriting point of view. |
| Saginaw | | outside of the 30-day period, you may | | |
| Phoenix | | have to pay a fee or penalty. | | Valuation Clause: A clause stating the |
| Palm Desert | | However, you may still save money | | value of items for insurance |
| Charlotte | | after paying the fee if your new policy | | purposes, making it a valued policy. |
| Lake Charles | | affords you significant savings. So | | |
| Vero Beach | | while it is best to wait until your | | Director of Insurance: A title used in |
| Nashua | | receive your renewal notice, you CAN | | some states for the head of the |
| St. Paul | | cancel your policy at any time. | | department of insurance. |
