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| Torrance | | Why not take advantage of current | | Agency Company: An insurance |
| Odessa | | low prices? Many auto insurance | | company that produces business |
| Fort Worth | | consumers are becoming educated | | through an agency network. Contrast |
| Lakewood | | on other companies, plans, and rates | | with Direct Writer. |
| Biloxi | | that are available to them; ones that | | |
| Walnut Creek | | could afford them significant savings | | Brick Veneer Construction: Refers to |
| White Plains | | on their auto insurance. | | a building where the outside walls are |
| Davenport | | | | constructed of wood with a facing of a |
| Philadelphia | | People who are trying to quit | | single layer of brick. |
| Greenville | | smoking, for example, might be best | | |
| Pittsburgh | | suited purchasing a shorter term (and | | Will Ride: Coverage that remains in |
| Palm Harbor | | then replacing it with a longer term | | effect regardless of the geographical |
| Modesto | | policy when they qualify for | | location in which a loss occurs. |
| Fayetteville | | non-tobacco prices). | | |
| Scranton | | | | Policy Anniversary: The anniversary |
| Quincy | | The quickest and easiest way to | | of the date of issue of a policy as |
| Chandler | | shop for new insurance is by | | shown in the policy declarations. |
| Turlock | | comparing rates at InsWebs online | | |
| Pensacola | | marketplace. If you do it the | | Accident Year Experience: Measures |
| Charlotte | | old-fashioned way (by calling or | | premiums and losses relating to |
| Oceanside | | visiting multiple agents or insurance | | accidents which occurred during a |
| Shreveport | | companies) it could take up a huge | | 12-month period. |
| Long Beach | | chunk of your time, which no one | | |
| Oceanside | | wants or needs. By completing | | Deficit Carried Forward: The transfer |
| Bakersfield | | InsWebs online application, you will | | of a debit balance from one |
| Lawrenceville | | have rates to compare to your old | | accounting period to another. |
| Memphis | | ones within minutes! | | |
| Jacksonville | | | | Paid-In Surplus: Surplus paid in by |
| Augusta | | If you have noticed that your auto | | stockholders, as contrasted with |
| Clarksville | | insurance rates are still increasing | | surplus earned through the |
| Des Moines | | with each renewal, or even have not | | operations of a business. |
| Seattle | | gone down even though you have a | | |
| Memphis | | great driving record, this lower pricing | | Absolute Assignment: Assignment by |
| Corona | | trend makes it more important then | | a policy owner of all control of and |
| Hollywood | | ever that you shop around for auto | | rights in the policy to a third party. |
| Englewood | | insurance. | | |
