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| Yuma | | If you decide to cancel your policy | | Equity: The money value of an |
| Zanesville | | (after acquiring new coverage) | | insurance company that is over and |
| Charlotte | | outside of the 30-day period, you may | | above its liabilities. Liabilities include |
| Glendale | | have to pay a fee or penalty. | | almost all of its reserves. |
| Dubuque | | However, you may still save money | | |
| Canton | | after paying the fee if your new policy | | Federal Deposit Insurance |
| Warwick | | affords you significant savings. So | | Corporation (FDIC): An agency of the |
| Mobile | | while it is best to wait until your | | federal government which insures |
| Cookeville | | receive your renewal notice, you CAN | | bank deposits up to a stated |
| Flint | | cancel your policy at any time. | | maximum. |