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| Bethlehem | | Shopping around is the best way to | | Producer: A term applied to an agent, |
| Tuscaloosa | | save money on your insurance. | | solicitor or other person who sells |
| Independence | | | | insurance. |
| Los Angeles | | If you have noticed that your auto | | |
| Pueblo | | insurance rates are still increasing | | Legislative Risk: A risk faced by |
| Goldsboro | | with each renewal, or even have not | | investors whereby changes in tax |
| St. Louis | | gone down even though you have a | | laws can result in adverse effects on |
| Santa Clara | | great driving record, this lower pricing | | the individual's investment results. |
| Fairfax | | trend makes it more important then | | |
| Fort Smith | | ever that you shop around for auto | | War Risk Insurance: Insurance |
| Huntsville | | insurance. | | covering damage caused by war. |
| Jackson | | | | Most often written by Ocean Marine |
| Aurora | | Life insurance, specifically Term Life, | | Insurance companies covering |
| Worcester | | is arguably one of the best values in | | vessels. |
| Midland | | the entire financial services arena. | | |
| Yonkers | | Where else can you go and get | | Gain and Loss Exhibit: The portion of |
| Augusta | | hundreds of thousands of dollars in | | the convention blank which |
| Mesquite | | protection for literally pennies per | | represents an analysis of gains, |
| Jackson | | day? Rates for Term Life insurance | | losses, and surplus during an |
| Austin | | remain at all-time lows, and now is the | | accounting period. |
| Redlands | | time to lock in the best prices. | | |
| Virginia Beach | | | | Broker of Record: A broker who has |
| Poughkeepsie | | If you decide to cancel your policy | | been designated to handle certain |
| Long Beach | | (after acquiring new coverage) | | insurance contracts for the |
| St. Louis | | outside of the 30-day period, you may | | policyholder. |
| Livonia | | have to pay a fee or penalty. | | |
| Boise | | However, you may still save money | | Tariff Rate: A rate established by a |
| Tallahassee | | after paying the fee if your new policy | | rating organization, which comes from |
| Union | | affords you significant savings. So | | the tables, schedules and rules found |
| Worcester | | while it is best to wait until your | | in the tariff of rates. |
| Troy | | receive your renewal notice, you CAN | | |
| Naples | | cancel your policy at any time. | | Building Code: This refers to |
| Bronx | | | | municipal or other governmental |
| Scottsdale | | Make sure you have a new policy in | | ordinances regulating the type of |
| Tacoma | | place before you cancel your old one | | construction of buildings within its |
| Ogden | | to avoid a lapse in coverage. This will | | jurisdiction. |
| Daytona Beach | | also prevent having to figure out the | | |
| Monroe | | amount of any unused premium that is | | |
| Yonkers | | due to you from your old insurance | | |
| Kingsport | | company, or having to spar with your | | |
| Fort Wayne | | agent about exactly when your policy | | |
| Woodbridge | | was cancelled and how much they | | |
| Nashville | | owe you. | | |
