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| Fayetteville | | The best time to switch policies is | | Monoline Policy: Any insurance |
| Fullerton | | within one month of receiving your | | coverage written as a single line |
| Jackson | | policy renewal from your current | | policy. Contrast with Multiple Line or |
| Rockford | | insurer. You can typically cancel your | | Package policy. |
| North Hollywood | | policy without any fees or penalties if | | |
| Riverside | | you act within this time period. | | Incurred Expense: Expenses not yet |
| Lawrenceville | | | | paid. Can also include paid |
| Escondido | | At InsWeb, you can compare free | | expenses in some accounting |
| Beaumont | | online insurance quotes from many of | | systems. |
| Aurora | | the nations leading insurance | | |
| Overland Park | | companies. | | License: A certification of authority for |
| Louisville | | | | an agent or insurer to operate, given |
| Grand Prairie | | Life insurance, specifically Term Life, | | by the appropriate jurisdiction. |
| Fort Worth | | is arguably one of the best values in | | |
| Long Island City | | the entire financial services arena. | | Borderline Risk: An insurance |
| Tempe | | Where else can you go and get | | prospect of doubtful quality from an |
| Vancouver | | hundreds of thousands of dollars in | | underwriting point of view. |
| Houston | | protection for literally pennies per | | |
| Roanoke | | day? Rates for Term Life insurance | | Renewal: The reestablishment of the |
| Greeley | | remain at all-time lows, and now is the | | in-force status of a policy, the term of |
| Lafayette | | time to lock in the best prices. | | which has expired or will expire |
| Greenville | | | | unless it is renewed. |
| Coral Springs | | Make sure you have a new policy in | | |
| Cape Coral | | place before you cancel your old one | | Mandatory Valuation Reserve: A |
| Kansas City | | to avoid a lapse in coverage. This will | | reserve required by a state law to |
| North Hollywood | | also prevent having to figure out the | | offset any declines in the valuation of |
| Nashville | | amount of any unused premium that is | | securities listed as admitted assets. |
| Bakersfield | | due to you from your old insurance | | |
| Santa Clara | | company, or having to spar with your | | First Party Insurance: Insurance which |
| Baton Rouge | | agent about exactly when your policy | | applies to coverage for the insured's |
| Fort Lauderdale | | was cancelled and how much they | | own property or person. Contrast with |
| Lima | | owe you. | | Third Party Insurance. |
