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| Florissant | | Individuals who have 30-year | | We/Us/Our: These words are used to |
| Wichita Falls | | mortgages might want to consider a | | refer to the insurer in many of the |
| Carlsbad | | 30-year term to ensure that the house | | modernized/personalized policy |
| Milwaukee | | is protected throughout the period of | | forms recently introduced. |
| Milwaukee | | the loan. | | |
| Chula Vista | | | | Producer: A term applied to an agent, |
| Palo Alto | | Life insurance, specifically Term Life, | | solicitor or other person who sells |
| Chula Vista | | is arguably one of the best values in | | insurance. |
| Providence | | the entire financial services arena. | | |
| Evansville | | Where else can you go and get | | Valuation Clause: A clause stating the |
| Kansas City | | hundreds of thousands of dollars in | | value of items for insurance |
| Melbourne | | protection for literally pennies per | | purposes, making it a valued policy. |
| Silver Spring | | day? Rates for Term Life insurance | | |
| Green Bay | | remain at all-time lows, and now is the | | Loss Adjustment Expense: The cost |
| Tulsa | | time to lock in the best prices. | | of adjusting losses, excluding the |
| Newburgh | | | | amount of the loss itself. |
| Bradenton | | If you decide to cancel your policy | | |
| Hemet | | (after acquiring new coverage) | | Provisional Rate: Tentative rates, |
| Kansas City | | outside of the 30-day period, you may | | premiums or commissions that are |
| Melbourne | | have to pay a fee or penalty. | | subject to subsequent adjustment. |
| Albany | | However, you may still save money | | See Commission and Premium. |
| Hot Springs | | after paying the fee if your new policy | | |
| Hendersonville | | affords you significant savings. So | | Lloyd's Broker: A person who has the |
| Asheville | | while it is best to wait until your | | authority to negotiate insurance |
| Salt Lake City | | receive your renewal notice, you CAN | | contracts with the underwriters on the |
| Jasper | | cancel your policy at any time. | | floor at Lloyd's. |
