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| Baltimore | | If you decide to cancel your policy | | Brick Veneer Construction: Refers to |
| Trenton | | (after acquiring new coverage) | | a building where the outside walls are |
| Cambridge | | outside of the 30-day period, you may | | constructed of wood with a facing of a |
| Goldsboro | | have to pay a fee or penalty. | | single layer of brick. |
| Bakersfield | | However, you may still save money | | |
| Yonkers | | after paying the fee if your new policy | | Nonassignable: A policy that the |
| Naples | | affords you significant savings. So | | owner cannot assign to a third party. |
| Torrance | | while it is best to wait until your | | Most policies are nonassignable |
| Stamford | | receive your renewal notice, you CAN | | unless approval is given by the |
| Cleveland | | cancel your policy at any time. | | insurer. |