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| Philadelphia | | We offer quotes for auto insurance, | | Insolvent Insurer: An insurer which is |
| Baton Rouge | | life insurance, homeowners | | unable to meet its financial |
| Zanesville | | insurance, health insurance, term life | | obligations. |
| Lubbock | | insurance and more. | | |
| Virginia Beach | | | | Partnership Entity: The partnership |
| Cypress | | Make sure you have a new policy in | | considered as an entity and not in |
| Santa Ana | | place before you cancel your old one | | terms of its individual part-owners. |
| Portsmouth | | to avoid a lapse in coverage. This will | | |
| Pasadena | | also prevent having to figure out the | | Deflation: An economic period |
| Baltimore | | amount of any unused premium that is | | characterized by falling prices, high |
| Bakersfield | | due to you from your old insurance | | unemployment and a generally |
| New Orleans | | company, or having to spar with your | | sluggish or slow economy. |
| Thousand Oaks | | agent about exactly when your policy | | |
| Livonia | | was cancelled and how much they | | Agent's Balance: A periodic |
| Bloomington | | owe you. | | statement of the sums due and owed |
| Bay City | | | | to an agent under the agent's contract |
| Stamford | | If you decide to cancel your policy | | with an insurer. |
| Evansville | | (after acquiring new coverage) | | |
| Akron | | outside of the 30-day period, you may | | New For Old: Replacing old |
| Bloomington | | have to pay a fee or penalty. | | damaged parts or equipment with |
| Erie | | However, you may still save money | | new ones rather than repairing them. |
| Waterloo | | after paying the fee if your new policy | | |
| Fairfax | | affords you significant savings. So | | Net Loss: The amount of loss |
| Albuquerque | | while it is best to wait until your | | sustained by an insurer after giving |
| Sarasota | | receive your renewal notice, you CAN | | effect to all applicable reinsurance, |
| Syracuse | | cancel your policy at any time. | | salvage, and subrogation recoveries. |