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| Newark | | Why not take advantage of current | | Interline Endorsement: Commercial |
| Flushing | | low prices? Many auto insurance | | endorsements that apply, or could |
| Decatur | | consumers are becoming educated | | apply, to more than one coverage |
| Boston | | on other companies, plans, and rates | | part of a package policy. |
| New Port Richey | | that are available to them; ones that | | |
| Lafayette | | could afford them significant savings | | Fictitious Groups: Groups formed |
| Tyler | | on their auto insurance. | | primarily for the purpose of buying |
| Norfolk | | | | insurance. Under the law such groups |
| Kansas City | | We offer quotes for auto insurance, | | may not be underwritten. |
| Madison | | life insurance, homeowners | | |
| Livonia | | insurance, health insurance, term life | | Loss Frequency: The number of times |
| Yonkers | | insurance and more. | | a loss occurs over a specific period |
| Fall River | | | | of time. |
| Roanoke | | Make sure you have a new policy in | | |
| Cedar Rapids | | place before you cancel your old one | | FICA. Federal Insurance Contributions |
| Pensacola | | to avoid a lapse in coverage. This will | | Act: A law imposing a payroll tax to |
| Jasper | | also prevent having to figure out the | | assist in funding Social Security |
| Quincy | | amount of any unused premium that is | | benefits. |
| St. Louis | | due to you from your old insurance | | |
| Council Bluffs | | company, or having to spar with your | | Building Code: This refers to |
| Portland | | agent about exactly when your policy | | municipal or other governmental |
| Harlingen | | was cancelled and how much they | | ordinances regulating the type of |
| Denton | | owe you. | | construction of buildings within its |
| Bethlehem | | | | jurisdiction. |
| Poughkeepsie | | People who are trying to quit | | |
| El Paso | | smoking, for example, might be best | | Agency Company: An insurance |
| San Jose | | suited purchasing a shorter term (and | | company that produces business |
| Waterloo | | then replacing it with a longer term | | through an agency network. Contrast |
| Aurora | | policy when they qualify for | | with Direct Writer. |
| Cleveland | | non-tobacco prices). | | |
| Spartanburg | | | | Agent's Balance: A periodic |
| Rochester | | Everyone has different needs, and | | statement of the sums due and owed |
| Green Bay | | not one size fits all when it comes to | | to an agent under the agent's contract |
| Bayside | | term life insurance. While it may make | | with an insurer. |
| Toledo | | sense for people in their 30s and 40s | | |
| Reading | | to secure a 20-year term length, a | | |
| Orlando | | 10-year term might be more | | |
| Conroe | | appropriate for someone nearing | | |
| Marietta | | retirement. | | |
