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| Portland | | Make sure you have a new policy in | | Shock Loss: A catastrophic loss so |
| Mansfield | | place before you cancel your old one | | large that it has a material effect on |
| Miami | | to avoid a lapse in coverage. This will | | the underwriting results of a company. |
| Jacksonville | | also prevent having to figure out the | | |
| Lake Worth | | amount of any unused premium that is | | Captive Agent: One who sells |
| Killeen | | due to you from your old insurance | | insurance for only one company as |
| Montgomery | | company, or having to spar with your | | opposed to an agent who represents |
| York | | agent about exactly when your policy | | several companies. |
| Corona | | was cancelled and how much they | | |
| Macon | | owe you. | | Legislative Risk: A risk faced by |
| Lawton | | | | investors whereby changes in tax |
| Portland | | If you have noticed that your auto | | laws can result in adverse effects on |
| Harrisburg | | insurance rates are still increasing | | the individual's investment results. |
| Corona | | with each renewal, or even have not | | |
| Walnut Creek | | gone down even though you have a | | Nonadmitted Insurer: An insurer not |
| Orlando | | great driving record, this lower pricing | | licensed to do business in the |
| Delray Beach | | trend makes it more important then | | jurisdiction in question. Same as |
| St. Louis | | ever that you shop around for auto | | Unauthorized Insurer and Unlicensed |
| Bakersfield | | insurance. | | Insurer. |
