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| Lake Worth | | Shopping around is the best way to | | Burning Ratio: The ratio of losses |
| Longview | | save money on your insurance. | | suffered to the amount of insurance in |
| Waco | | | | effect. |
| Muskegon | | Make sure you have a new policy in | | |
| Cambridge | | place before you cancel your old one | | Monoline Policy: Any insurance |
| Sumter | | to avoid a lapse in coverage. This will | | coverage written as a single line |
| Sacramento | | also prevent having to figure out the | | policy. Contrast with Multiple Line or |
| Irving | | amount of any unused premium that is | | Package policy. |
| Fort Worth | | due to you from your old insurance | | |
| Littleton | | company, or having to spar with your | | Lloyd's Broker: A person who has the |
| Ventura | | agent about exactly when your policy | | authority to negotiate insurance |
| Ventura | | was cancelled and how much they | | contracts with the underwriters on the |
| Decatur | | owe you. | | floor at Lloyd's. |
