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| Turlock | | Individuals who have 30-year | | Tabular Plan: A retrospective rating |
| Hollywood | | mortgages might want to consider a | | plan, which uses tables to furnish the |
| Lake Worth | | 30-year term to ensure that the house | | various values for the rating formula. |
| Houma | | is protected throughout the period of | | |
| Dallas | | the loan. | | Partial Loss: A loss covered by an |
| Turlock | | | | insurance policy which does not |
| Yuma | | If you have noticed that your auto | | completely destroy or render |
| New York | | insurance rates are still increasing | | worthless the insured property. |
| Jackson | | with each renewal, or even have not | | |
| Williamsport | | gone down even though you have a | | Claim Report: A report filed by an |
| Metairie | | great driving record, this lower pricing | | agent setting forth the facts of a claim. |
| Wichita Falls | | trend makes it more important then | | Same as Loss Report. |
| Honolulu | | ever that you shop around for auto | | |
| St. Paul | | insurance. | | Cut Rate: This term generally applies |
| Chula Vista | | | | to insurance companies who charge |
| St. Paul | | While some companies raise their | | premiums below a normal or average |
| Bethlehem | | prices based on your actual age, | | rate. |
| Naples | | most companies increase the price of | | |
| Aurora | | their policies six months before your | | Deficit Carried Forward: The transfer |
| Overland Park | | birthday. Its a term called Age | | of a debit balance from one |
| Texarkana | | Nearest in the industry, and that | | accounting period to another. |
| Pueblo | | half-year price increase could really | | |
| Waterloo | | add up over a 20-year term policy. As | | Retrospective Premium: The final |
| Downey | | above, the quicker you purchase your | | premium in a retrospective rating |
| Greensboro | | policy the better. | | plan. See Retrospective Rating. |
