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| Grand Rapids | | Individuals who have 30-year | | Short-Term Policy: A policy written for |
| Scranton | | mortgages might want to consider a | | a period of less time than is normal for |
| Dearborn | | 30-year term to ensure that the house | | that type of policy. |
| Lima | | is protected throughout the period of | | |
| Ann Arbor | | the loan. | | We/Us/Our: These words are used to |
| Macon | | | | refer to the insurer in many of the |
| Chula Vista | | Everyone has different needs, and | | modernized/personalized policy |
| Tulsa | | not one size fits all when it comes to | | forms recently introduced. |
| Wichita Falls | | term life insurance. While it may make | | |
| Vineland | | sense for people in their 30s and 40s | | Deflation: An economic period |
| Acworth | | to secure a 20-year term length, a | | characterized by falling prices, high |
| Jackson | | 10-year term might be more | | unemployment and a generally |
| Conroe | | appropriate for someone nearing | | sluggish or slow economy. |
| Evanston | | retirement. | | |
| Lorain | | | | Endorsement: A written or printed form |
| Midland | | Shopping around is the best way to | | attached to the policy which alters |
| Amarillo | | save money on your insurance. | | provisions of the contract. |