Richland Insurance

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Lakeland	Shopping around is the best way to	Fictitious Groups: Groups formed
Chicago	save money on your insurance.	primarily for the purpose of buying
Carlsbad		insurance. Under the law such groups
Vero Beach	Make sure you have a new policy in	may not be underwritten.
Lexington	place before you cancel your old one
Irvine	to avoid a lapse in coverage. This will	Net Retention: The amount of
Springfield	also prevent having to figure out the	insurance that a ceding company
Sacramento	amount of any unused premium that is	keeps for its own account and does
Las Cruces	due to you from your old insurance	not reinsure.
Pueblo	company, or having to spar with your
Belleville	agent about exactly when your policy	Shock Loss: A catastrophic loss so
Redlands	was cancelled and how much they	large that it has a material effect on
Englewood	owe you.	the underwriting results of a company.