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| Hollywood | | The best time to switch policies is | | Time Limits: The limits of time within |
| Tampa | | within one month of receiving your | | which notice of a claim and proof of a |
| Bellevue | | policy renewal from your current | | loss must be submitted. |
| Huntington | | insurer. You can typically cancel your | | |
| Rome | | policy without any fees or penalties if | | Short Rate Premium: The premium |
| Houston | | you act within this time period. | | required for issuing a policy for a |
| San Jose | | | | period less than its normal term. |
| Baton Rouge | | At InsWeb, you can compare free | | |
| St. Joseph | | online insurance quotes from many of | | Single Limit: Any insurance coverage |
| Lawrenceville | | the nations leading insurance | | which is expressed as a single |
| Schaumburg | | companies. | | amount of insurance, or a single limit |
| Jackson | | | | of liability. Contrast with Split Limit. |
| Wilmington | | If you decide to cancel your policy | | |
| Naples | | (after acquiring new coverage) | | Gross Premium: The net premium |
| Fort Lauderdale | | outside of the 30-day period, you may | | plus operating expenses, |
| Santa Monica | | have to pay a fee or penalty. | | commissions and other expenses. |
| Boulder | | However, you may still save money | | |
| Torrance | | after paying the fee if your new policy | | Deductible: The portion of an insured |
| Lakeland | | affords you significant savings. So | | loss to be borne by the insured |
| Zanesville | | while it is best to wait until your | | before he is entitled to recovery from |
| Richmond | | receive your renewal notice, you CAN | | the insurer. |
| Providence | | cancel your policy at any time. | | |
| Boca Raton | | | | Provisions: Statements contained in |
| Reno | | Life insurance, specifically Term Life, | | an insurance policy which explain the |
| Fullerton | | is arguably one of the best values in | | benefits, conditions and other |
| Tallahassee | | the entire financial services arena. | | features of the insurance contract. |
| Amarillo | | Where else can you go and get | | |
| Garland | | hundreds of thousands of dollars in | | Line of Business: The classification of |
| Escondido | | protection for literally pennies per | | business as utilized in the insurance |
| Olympia | | day? Rates for Term Life insurance | | industry, e.g., Fire, Allied Lines and |
| Little Rock | | remain at all-time lows, and now is the | | Homeowners. |
| Elkhart | | time to lock in the best prices. | | |
| Biloxi | | | | Agency Company: An insurance |
| Newport News | | Why not take advantage of current | | company that produces business |
| Saginaw | | low prices? Many auto insurance | | through an agency network. Contrast |
| Augusta | | consumers are becoming educated | | with Direct Writer. |
| Downey | | on other companies, plans, and rates | | |
| Sacramento | | that are available to them; ones that | | |
| Pompano Beach | | could afford them significant savings | | |
| Alpharetta | | on their auto insurance. | | |
