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| Des Moines | | Individuals who have 30-year | | Commission of Authority: A document |
| Frederick | | mortgages might want to consider a | | outlining the powers delegated to an |
| Fredericksburg | | 30-year term to ensure that the house | | agent by an insurer. |
| Columbus | | is protected throughout the period of | | |
| Anderson | | the loan. | | Expense Allowance: A compensation |
| Fall River | | | | paid to an insurance agent in excess |
| Kansas City | | If you decide to cancel your policy | | of prescribed commissions. |
| Fullerton | | (after acquiring new coverage) | | |
| Chula Vista | | outside of the 30-day period, you may | | Notice To Company: Written notice to |
| Springfield | | have to pay a fee or penalty. | | an insurer of the occurrence of an |
| Colorado Springs | | However, you may still save money | | event which a claim is to be based. |
| Madison | | after paying the fee if your new policy | | |
| Kansas City | | affords you significant savings. So | | Basic Rate: The manual rate from |
| Huntington | | while it is best to wait until your | | which discounts are taken or to which |
| Detroit | | receive your renewal notice, you CAN | | charges are added to reflect the |
| Wilmington | | cancel your policy at any time. | | individual circumstances of a risk. |
