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| Springfield | | Healthy people have the best | | Single Limit: Any insurance coverage |
| Akron | | mortality risks and thus are much | | which is expressed as a single |
| Hickory | | cheaper for companies to insure. This | | amount of insurance, or a single limit |
| Baltimore | | translates into lower rates for the | | of liability. Contrast with Split Limit. |
| Sacramento | | Super Preferred customer than | | |
| Clarksville | | someone with higher risk factors such | | Agency: An insurance sales office |
| Denver | | as a heart condition, cancer or | | which is directed by a agent, |
| Racine | | diabetes. Conversely, if you were | | manager, independent agent, or |
| Boca Raton | | unhealthy when you acquired your | | company manager. |
| Fort Collins | | policy, and your health has now | | |
| Dothan | | improved, it might be time to shop for | | Incurred Expense: Expenses not yet |
| Evanston | | a new policy, as your rates are likely | | paid. Can also include paid |
| Naples | | to be lower. | | expenses in some accounting |
| Frederick | | | | systems. |
| West Chester | | If you have noticed that your auto | | |
| Corona | | insurance rates are still increasing | | National Auto Theft Bureau: An |
| Lincoln | | with each renewal, or even have not | | organization engaged in the |
| New Port Richey | | gone down even though you have a | | prevention and reduction of motor |
| Lakewood | | great driving record, this lower pricing | | vehicle fire and theft losses. |
| Monroe | | trend makes it more important then | | |
| Aurora | | ever that you shop around for auto | | Fiduciary: A person holding the funds |
| Warwick | | insurance. | | or property of another in a position of |
| Olympia | | | | trust. An example would be the |
| Dubuque | | People who are trying to quit | | executor of an estate. |
| Clarksville | | smoking, for example, might be best | | |
| Reno | | suited purchasing a shorter term (and | | Operating Expense: The expense of |
| Longwood | | then replacing it with a longer term | | an insurer other than commissions |
| Fall River | | policy when they qualify for | | and taxes. Called " and Insurance |
| North Hollywood | | non-tobacco prices). | | Expense" in the convention statement |
| Kalamazoo | | | | blank. |
| Lima | | If you decide to cancel your policy | | |
| Delray Beach | | (after acquiring new coverage) | | Leasehold: An agreement which |
| Lafayette | | outside of the 30-day period, you may | | gives a person the right to use and |
| Charleston | | have to pay a fee or penalty. | | occupy property. |
| Longwood | | However, you may still save money | | |
| Eugene | | after paying the fee if your new policy | | |
| Hampton | | affords you significant savings. So | | |
| Green Bay | | while it is best to wait until your | | |
| Rockford | | receive your renewal notice, you CAN | | |
| Winter Park | | cancel your policy at any time. | | |
