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| White Plains | | The quickest and easiest way to | | Admitted (or Allowed) Assets: Assets |
| West Palm Beach | | shop for new insurance is by | | whose values are permitted by state |
| Riverside | | comparing rates at InsWebs online | | law to be included in the annual |
| Mountain View | | marketplace. If you do it the | | statement of the insurer. |
| Knoxville | | old-fashioned way (by calling or | | |
| Albany | | visiting multiple agents or insurance | | Interstate Carrier: A transportation |
| Cherry Hill | | companies) it could take up a huge | | company which does business |
| Spokane | | chunk of your time, which no one | | across state lines. |
| Modesto | | wants or needs. By completing | | |
| Greensboro | | InsWebs online application, you will | | Sherman Antitrust Act: An antitrust law |
| Tulsa | | have rates to compare to your old | | from which insurance is exempted to |
| Conroe | | ones within minutes! | | the extent that it is regulated by state |
| Longwood | | | | law. |
| Sioux Falls | | Healthy people have the best | | |
| Huntington | | mortality risks and thus are much | | Renewal: The reestablishment of the |
| Knoxville | | cheaper for companies to insure. This | | in-force status of a policy, the term of |
| Irving | | translates into lower rates for the | | which has expired or will expire |
| Anderson | | Super Preferred customer than | | unless it is renewed. |
| Tampa | | someone with higher risk factors such | | |
| St. Louis | | as a heart condition, cancer or | | Absolute Assignment: Assignment by |
| Rockville | | diabetes. Conversely, if you were | | a policy owner of all control of and |
| New Orleans | | unhealthy when you acquired your | | rights in the policy to a third party. |
| Little Rock | | policy, and your health has now | | |
| Tempe | | improved, it might be time to shop for | | Indemnify: To restore the victim of a |
| Los Angeles | | a new policy, as your rates are likely | | loss to the same position as before |
| Tallahassee | | to be lower. | | the loss occurred. |
