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| Arlington | | While some companies raise their | | Domestic Insurer (or Company): An |
| Sioux Falls | | prices based on your actual age, | | insurer formed under the laws of the |
| Schenectady | | most companies increase the price of | | state in which the insurance is written. |
| Hartford | | their policies six months before your | | |
| Owensboro | | birthday. Its a term called Age | | Net Interest Earned: The average |
| Colorado Springs | | Nearest in the industry, and that | | interest earned by an insurer on its |
| Lancaster | | half-year price increase could really | | investments after investment expense |
| Newport News | | add up over a 20-year term policy. As | | but before federal income taxes. |
| Newark | | above, the quicker you purchase your | | |
| Zanesville | | policy the better. | | Interstate Carrier: A transportation |
| Nashua | | | | company which does business |
| Elkhart | | If you decide to cancel your policy | | across state lines. |
| Grand Prairie | | (after acquiring new coverage) | | |
| Tuscaloosa | | outside of the 30-day period, you may | | Commercial Lines: This term is used |
| Greenville | | have to pay a fee or penalty. | | to refer to insurance for businesses, |
| Metairie | | However, you may still save money | | professionals, and commercial |
| Norfolk | | after paying the fee if your new policy | | establishments. |
| Yonkers | | affords you significant savings. So | | |
| Daytona Beach | | while it is best to wait until your | | Absolute Assignment: Assignment by |
| Anderson | | receive your renewal notice, you CAN | | a policy owner of all control of and |
| Henderson | | cancel your policy at any time. | | rights in the policy to a third party. |